WHAT IS IT?
A simple ‘how-to’ for councils, town planners and developers that informs and simply outlines how to reduce insurance premiums so that the financial risk of more plants and trees is reduced. The guide will list existing ideas that councils are already implementing to reduce their insurance premiums. The program could have a group buy component where councils that are reducing their risk are connected in order to tender for a group deal on tree risk insurance.
HOW DOES IT WORK?
By working in consultation with insurance experts, we will look to incorporate best-practice examples into a How-To Guide. In order to develop this solution we must first work with regional and state-based local council associations to understand what their current insurance situation is. We could even put every council’s insurance premiums out to tender via their regional associations – using the collective impact model to negotiate a better rate for everyone.
WHY IT’S USEFUL
WHAT PEOPLE SAID
"Insurance for council trees means that they are covered specifically for damage from falling limbs e.g. third party property equivalent car insurance but have a fund ready to access for this purpose. We don’t sue car makers, road makers or drivers in the case of motor accidents – we claim out insurance and we should apply the same principle to trees."Stephen Packer, EPA, SA.
BACKED BY TOUR CONTRIBUTORS:
Michael Smit, Rainwater Harvesting, QLD. Steve MacDonald, FOSEQ, QLD. Karen Sweeney, City of Sydney, NSW. Rachel Hornsby, City of Kingston, VIC. Joanne Smith, PLAWA, WA. Stephen Packer, EPA, SA. Rob Didcoe, DSR, WA. D’arcy Hodgkinson, JBA, WA. Paul Lucas, UQ, QLD. Helen Papathanasiou, Parramatta City Council, NSW.